Parakh is a credit-intelligence dashboard built for IDBI Innovate 2026. About a minute after an applicant consents, an underwriter gets an explainable health score, the evidence behind it and a recommendation they can sign.
Type
Hackathon · IDBI Innovate 2026
Year
2026
Role
Design and build
Stack
React, Vite, Python API, SQLite
Assessment · one application, end to end
Hackathon build with synthetic data.
The decision
A score, the evidence behind it, and a recommendation an underwriter can sign.
The health score sits next to the verification index, the 12-month probability of default and the engine’s recommendation, with the reasons spelled out rather than hidden in a model.
An explainable decision, about a minute after consent.
